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    <description>Plain-language guides to renting, qualification and fair, clear screening.</description>
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    <lastBuildDate>Wed, 04 Nov 2026 12:00:00 +0000</lastBuildDate>
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      <title>What the 40× rule really means</title>
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      <pubDate>Wed, 04 Nov 2026 12:00:00 +0000</pubDate>
      <description>The 40× rule asks for yearly income of at least 40 times the monthly rent. Here&#x27;s what that works out to, how it compares to a 3× rule, and the details that decide whether you pass.</description>
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      <title>How to read a rental&#x27;s true move-in cost</title>
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      <pubDate>Wed, 04 Nov 2026 12:00:00 +0000</pubDate>
      <description>The advertised rent is rarely the cash you need on day one. Here&#x27;s every item that adds up to a move-in cost, how to count each once, and what New York and Florida allow.</description>
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      <title>Why reasons beat scores in tenant screening</title>
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      <pubDate>Wed, 04 Nov 2026 12:00:00 +0000</pubDate>
      <description>A single score tells a renter they failed but not why, and tells an owner little they can act on. Criterion-by-criterion reasons are clearer, fairer and more useful to both sides.</description>
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